RTO Vehicle Info × Insurance

RTO Vehicle Info for Insurance Underwriting & Claims

Verify vehicle ownership, check challan history, validate policy details and assess risk in real-time for motor and health insurance.

View API DetailsSee Pricing

~4.9s

Response Time

96%

Uptime

Available

Free Tier

The Problem

  • Manual vehicle RC verification delays policy issuance by 2-3 days
  • Fraudulent claims with mismatched vehicle ownership details cost insurers crores
  • No automated way to check pending challans or blacklist status at quote time
  • Difficulty verifying customer identity (PAN, address) during claims processing

The Solution

  • Instant RC verification at quote time — issue policies in minutes, not days
  • Detect ownership mismatches and potential fraud before binding coverage
  • Check challan history and vehicle fitness status for accurate risk pricing
  • Validate PAN and GSTIN for commercial vehicle fleet insurance

Quick Integration Example

Get started in minutes — here's a sample cURL request for the RTO Vehicle Info:

cURL
-string">"token-command">curl -X GET -string">"https://api.cstudio.sbs/v1/rto/vehicle-info?vehicle_number=KL07AB1234" \
  -H -string">"X-API-Key: YOUR_API_KEY" \
  -H -string">"Content-Type: application/json"
Sample Response JSON
{
  "status": "success",
  "data": {
    "client_id": "rc_demo_sample_12345",
    "rc_number": "KL07AB1234",
    "fit_up_to": "2034-05-13",
    "registration_date": "2019-05-14",
    "owner_name": "RAHUL SHARMA",
    "present_address": "12, MG ROAD, NEAR CITY CENTER, KOCHI, Ernakulam, Kerala 682001",
    "vehicle_category": "2WN",
    "vehicle_chasi_number": "ME4JF39KCKT00XXXX",
    "vehicle_engine_number": "JF39ET4100XXXX",
    "maker_description": "HONDA MOTORCYCLE AND SCOOTER INDIA (P) LTD",
    "maker_model": "DIO",
    "body_type": "SOLO WITH PILLON",
    "fuel_type": "PETROL",
    "color": "GRAY",
    "norms_type": "BHARAT STAGE IV",
    "financed": false,
    "insurance_company": "Acko General Insurance Limited",
    "insurance_policy_number": "POL10529813937/01",
    "insurance_upto": "2027-05-26",
    "manufacturing_date_formatted": "2019-03",
    "registered_at": "ERNAKULAM RTO, Kerala",
    "tax_upto": "2034-03-31",
    "cubic_capacity": "109.19",
    "seat_capacity": "2",
    "wheelbase": "1238",
    "unladen_weight": "104",
    "vehicle_category_description": "M-Cycle/Scooter(2WN)",
    "pucc_number": "KL0070038000XXXX",
    "pucc_upto": "2024-05-03",
    "rc_status": "ACTIVE",
    "masked_name": false,
    "variant": {
      "v_variant_name": "STD",
      "v_variant_fuel_type": "Petrol",
      "v_variant_transmission_type": "Automatic"
    },
    "response_metadata": {
      "masked_chassis": false,
      "masked_engine": false,
      "masked_owner_name": false
    },
    "makeData": {
      "v_make_name": "Honda",
      "v_make_display_name": "Honda",
      "is_scooter": 1,
      "is_electric": "0"
    },
    "modelData": {
      "v_model_name": "Dio",
      "v_model_display_name": "Honda Dio",
      "v_mileage": "48",
      "fuel_json": ["Petrol"]
    },
    "yearofPurchase": 2019
  }
}

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