Fintech & Vehicle Loan Processing
Verify vehicle ownership, hypothecation/financing status, and registration age in seconds to approve auto loan applications.

Retrieve comprehensive Indian RTO vehicle registration information including owner details, insurance status, fitness, PUCC, tax and more.
Dedicated guides to supported response groups. RC capability guides use RTO Vehicle Info. FASTag Balance uses the existing FASTag lookup.
Review returned FASTag wallet balance, usable balance, balance availability and update timestamp by vehicle number.
Review pollution certificate status, validity dates and available PUC history using a vehicle registration number.
Review vehicle insurance company, policy reference, policy periods and expiry details by registration number.
Read pending challan counts, pending amounts and available challan records from a vehicle RC lookup.
Combine challan summaries with vehicle identity, RC status and registration context in one review.
Review RC ownership, vehicle identity, insurance, PUC validity and financing information together.
GET https://api.cstudio.sbs/v1/rto/vehicle-info?vehicle_number=MH12AB1234
Sandbox mode returns sample data. Get a free API key for live responses.
GET https://api.cstudio.sbs/v1/rto/vehicle-info
curl -X GET "https://api.cstudio.sbs/v1/rto/vehicle-info?vehicle_number=MH12AB1234" \
-H "X-API-Key: YOUR_API_KEY" \
-H "Content-Type: application/json"{
"status": "success",
"success": true,
"registration_number": "MH12AB1234",
"data": {
"regNo": "MH12AB1234",
"owner_name": "AARAV DESAI",
"owner_count": "1",
"rc_status": "ACTIVE",
"blacklist_status": "CLEAN",
"registered_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
"present_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
"permanent_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
"make": "MARUTI SUZUKI INDIA LTD",
"model": "BALENO DELTA 1.2",
"color": "SILVER",
"fuel_type": "PETROL",
"vehicle_class": "Motor Car(LMV)",
"norms": "BHARAT STAGE VI",
"seat_capacity": "5",
"registration_date": "15-Sep-2022",
"manufacturing_date": "08/2022",
"fitness_upto": "14-Sep-2037",
"tax_upto": "14-Sep-2037",
"rto": "Pune, Maharashtra",
"rto_code": "MH-12",
"rto_website": "https://example.com/rto",
"state": "Maharashtra",
"financer": null,
"hypothecation_status": "NONE (Self-Financed / Unencumbered)",
"insurance_company": "Example General Insurance Co. Ltd.",
"insurance_policy_no": "MOTOR/DEMO/2026/000123",
"policy_type": "PRIVATE CAR PACKAGE POLICY",
"policy_status": "Active",
"current_policy_period": "15-Sep-2026 to 14-Sep-2027",
"policy_period_tp": "15-Sep-2026 to 14-Sep-2027",
"idv": "650000",
"ncb": "20%",
"nil_depreciation": "Y",
"previous_insurer": "Example General Insurance",
"insurance_upto": "14-Sep-2027",
"puc_number": "MH12/DEMO/2026/004821",
"puc_upto": "14-Mar-2027",
"puc_status": "ACTIVE",
"puc": {
"puc_number": "MH12/DEMO/2026/004821",
"valid_upto": "14-Mar-2027",
"status": "ACTIVE",
"history": [
{
"puc_number": "MH12/DEMO/2026/004821",
"valid_upto": "14-Mar-2027",
"is_active": true
}
]
},
"pending_challan_count": 0,
"total_pending_challan_amount": 0,
"has_pending_challans": false,
"challan": {
"summary": {
"total_challans": 0,
"has_pending_challans": false,
"pending_challan_count": 0,
"total_pending_amount": 0,
"total_pending_amount_formatted": "₹0.00"
},
"records": []
},
"vehicle": {
"registration_number": "MH12AB1234",
"owner_name": "AARAV DESAI",
"owner_count": "1",
"maker": "MARUTI SUZUKI INDIA LTD",
"model": "BALENO DELTA 1.2",
"maker_model": "MARUTI SUZUKI INDIA LTD BALENO DELTA 1.2",
"vehicle_class": "Motor Car(LMV)",
"fuel_type": "PETROL",
"color": "SILVER",
"cubic_capacity": "1197",
"seating_capacity": "5",
"manufacturing_date": "08/2022",
"registration_date": "15-Sep-2022",
"rc_status": "ACTIVE",
"blacklist_status": "CLEAN",
"financer": "",
"hypothecation_status": "NONE (Self-Financed / Unencumbered)",
"present_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
"permanent_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
"registered_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045"
},
"insurance": {
"company": "Example General Insurance Co. Ltd.",
"policy_number": "MOTOR/DEMO/2026/000123",
"policy_type": "PRIVATE CAR PACKAGE POLICY",
"policy_status": "Active",
"current_policy_period": "15-Sep-2026 to 14-Sep-2027",
"policy_period_tp": "15-Sep-2026 to 14-Sep-2027",
"valid_upto": "14-Sep-2027",
"previous_insurer": "Example General Insurance",
"idv": "650000",
"ncb": "20%",
"nil_depreciation": "Y"
},
"rto_details": {
"rto": "Pune, Maharashtra",
"rto_code": "MH-12",
"rto_phone": "",
"rto_website": "https://example.com/rto",
"state": "Maharashtra"
}
},
"cached": false,
"lookup_time_seconds": 3.02
}Choose the plan that fits your volume — upgrade seamlessly as you scale. To get an API key, message us on WhatsApp.
Need high-concurrency throughput, custom rate limits, dedicated IP whitelisting, or bundled multi-API volume?
It returns owner and vehicle details, registration status, addresses, insurance information, PUC status and history, fitness and tax validity, financing information, challan summaries and registering-office context. Field availability can vary.
Get your API key from cStudios via our WhatsApp portal or online signup.
Send a GET request to /v1/rto/vehicle-info?vehicle_number=MH12AB1234.
Authenticate with the X-API-Key header.
Receive comprehensive vehicle registration records including owner name, vehicle make/model, insurance validity, fitness status, and PUCC dates.
Automate vehicle KYC, loan onboarding, or insurance risk assessment in your workflow.
Verify vehicle ownership, hypothecation/financing status, and registration age in seconds to approve auto loan applications.
Check insurance expiry date, policy numbers, vehicle age, and fuel type to calculate motor insurance renewal quotes instantly.
Track commercial vehicle fitness validity, national permit status, and pollution certificate (PUCC) compliance across hundreds of trucks.
Instantly display vehicle registration details, owner serial count (1st/2nd owner), and registration date to build buyer trust.
The RTO Vehicle Info API by cStudios provides comprehensive vehicle registration details through a single endpoint. By passing any Indian RC number, platforms retrieve the registered owner's name, vehicle maker, model, fuel type, registration date, fitness expiry, insurance policy details, and financier hypothecation status.
With 99.8% uptime and high reliability, this API powers mission-critical automotive verification for top fintechs, insurance aggregators, fleet management software, and pre-owned vehicle marketplaces.
Starter plan — 1,000 / Month for ₹799/month.