RTO Vehicle Info × Fintech & KYC

RTO Vehicle Info for Fintech & KYC Automation

Automate customer onboarding, KYC verification, and compliance checks for lending, payments, and digital banking platforms.

View API Details See Pricing

~4.9s

Response Time

96%

Uptime

₹799/mo

Starting at

The Problem

Manual KYC processes cause 60%+ drop-offs during onboarding
Regulatory compliance requires real-time verification of PAN, GSTIN, bank details and vehicle assets
Failed UPI payouts and incorrect beneficiary details cost fintechs crores annually
Loan underwriting requires instant vehicle and asset verification

The Solution

Reduce KYC onboarding time from days to seconds
Automate PAN-GSTIN cross-verification for merchant onboarding
Validate UPI handles before disbursing payouts — zero failed transfers
Real-time vehicle asset verification for secured lending decisions

Quick Integration Example

Get started in minutes — here's a sample cURL request for the RTO Vehicle Info:

cURL

curl -X GET "https://api.cstudio.sbs/v1/rto/vehicle-info?vehicle_number=MH12AB1234" \
  -H "X-API-Key: YOUR_API_KEY" \
  -H "Content-Type: application/json"

Sample Response JSON

{
  "status": "success",
  "success": true,
  "registration_number": "MH12AB1234",
  "data": {
    "regNo": "MH12AB1234",
    "owner_name": "AARAV DESAI",
    "owner_count": "1",
    "rc_status": "ACTIVE",
    "blacklist_status": "CLEAN",
    "registered_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
    "present_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
    "permanent_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
    "make": "MARUTI SUZUKI INDIA LTD",
    "model": "BALENO DELTA 1.2",
    "color": "SILVER",
    "fuel_type": "PETROL",
    "vehicle_class": "Motor Car(LMV)",
    "norms": "BHARAT STAGE VI",
    "seat_capacity": "5",
    "registration_date": "15-Sep-2022",
    "manufacturing_date": "08/2022",
    "fitness_upto": "14-Sep-2037",
    "tax_upto": "14-Sep-2037",
    "rto": "Pune, Maharashtra",
    "rto_code": "MH-12",
    "rto_website": "https://example.com/rto",
    "state": "Maharashtra",
    "financer": null,
    "hypothecation_status": "NONE (Self-Financed / Unencumbered)",
    "insurance_company": "Example General Insurance Co. Ltd.",
    "insurance_policy_no": "MOTOR/DEMO/2026/000123",
    "policy_type": "PRIVATE CAR PACKAGE POLICY",
    "policy_status": "Active",
    "current_policy_period": "15-Sep-2026 to 14-Sep-2027",
    "policy_period_tp": "15-Sep-2026 to 14-Sep-2027",
    "idv": "650000",
    "ncb": "20%",
    "nil_depreciation": "Y",
    "previous_insurer": "Example General Insurance",
    "insurance_upto": "14-Sep-2027",
    "puc_number": "MH12/DEMO/2026/004821",
    "puc_upto": "14-Mar-2027",
    "puc_status": "ACTIVE",
    "puc": {
      "puc_number": "MH12/DEMO/2026/004821",
      "valid_upto": "14-Mar-2027",
      "status": "ACTIVE",
      "history": [
        {
          "puc_number": "MH12/DEMO/2026/004821",
          "valid_upto": "14-Mar-2027",
          "is_active": true
        }
      ]
    },
    "pending_challan_count": 0,
    "total_pending_challan_amount": 0,
    "has_pending_challans": false,
    "challan": {
      "summary": {
        "total_challans": 0,
        "has_pending_challans": false,
        "pending_challan_count": 0,
        "total_pending_amount": 0,
        "total_pending_amount_formatted": "₹0.00"
      },
      "records": []
    },
    "vehicle": {
      "registration_number": "MH12AB1234",
      "owner_name": "AARAV DESAI",
      "owner_count": "1",
      "maker": "MARUTI SUZUKI INDIA LTD",
      "model": "BALENO DELTA 1.2",
      "maker_model": "MARUTI SUZUKI INDIA LTD BALENO DELTA 1.2",
      "vehicle_class": "Motor Car(LMV)",
      "fuel_type": "PETROL",
      "color": "SILVER",
      "cubic_capacity": "1197",
      "seating_capacity": "5",
      "manufacturing_date": "08/2022",
      "registration_date": "15-Sep-2022",
      "rc_status": "ACTIVE",
      "blacklist_status": "CLEAN",
      "financer": "",
      "hypothecation_status": "NONE (Self-Financed / Unencumbered)",
      "present_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
      "permanent_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
      "registered_address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045"
    },
    "insurance": {
      "company": "Example General Insurance Co. Ltd.",
      "policy_number": "MOTOR/DEMO/2026/000123",
      "policy_type": "PRIVATE CAR PACKAGE POLICY",
      "policy_status": "Active",
      "current_policy_period": "15-Sep-2026 to 14-Sep-2027",
      "policy_period_tp": "15-Sep-2026 to 14-Sep-2027",
      "valid_upto": "14-Sep-2027",
      "previous_insurer": "Example General Insurance",
      "idv": "650000",
      "ncb": "20%",
      "nil_depreciation": "Y"
    },
    "rto_details": {
      "rto": "Pune, Maharashtra",
      "rto_code": "MH-12",
      "rto_phone": "",
      "rto_website": "https://example.com/rto",
      "state": "Maharashtra"
    }
  },
  "cached": false,
  "lookup_time_seconds": 3.02
}

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Ready to integrate RTO Vehicle Info?

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