For Payout Engines, Neo-Banks & Digital Lenders

Zero Failed Payouts with Real-Time UPI Discovery APIs

Discover all active UPI handles by phone number and verify beneficiary account holder names before executing bank payouts, disbursements, or refunds.

Multi-App Discovery (GPay, PhonePe, Paytm) Real-Time Name Match Instant Bank VPA Validation

Phone Number to All UPI Handles

Supply any 10-digit mobile number to discover active handles across all major Indian payment apps with active status flags.

Beneficiary Name Validation

Verify that the name registered on the bank account matches your KYC applicant name before disbursing loan capital.

Prevent Wrong Payout Losses

Eliminate reversal delays and failed transactions by confirming VPA readiness prior to initiating IMPS/NEFT transfers.

Developer-First JSON Integration

cURL Integration

cURL Request
curl -X GET "https://api.cstudio.sbs/v1/upi/num-to-all?phone=9876543210" \
  -H "X-API-Key: YOUR_API_KEY" \
  -H "Content-Type: application/json"

Response Schema

JSON Response
{
  "status": "success",
  "phone": "9876543210",
  "total_active_vpas": 3,
  "vpas": [
    {
      "vpa": "9876543210@okaxis",
      "provider": "Google Pay (Axis Bank)",
      "is_active": true
    },
    {
      "vpa": "9876543210@ybl",
      "provider": "PhonePe (Yes Bank)",
      "is_active": true
    },
    {
      "vpa": "9876543210@paytm",
      "provider": "Paytm Payments Bank",
      "is_active": true
    }
  ]
}

UPI Verification API Plans

Low per-lookup rates with instant activation on WhatsApp.

Starter

₹499/mo

120 Lookups

For indie fintech MVPs

Activate Starter →

Pro

₹1,199/mo

350 Lookups

For digital lending apps

Activate Pro →
Most Popular

Ultra

₹2,999/mo

1,000 Lookups

For payout aggregators

Activate Ultra →

Mega

₹7,999/mo

3,200 Lookups

For high-scale gaming & salary payouts

Activate Mega →

Frequently Asked Questions

The Number to All UPI API takes a 10-digit mobile number and returns every active UPI handle registered across major PSP apps (Google Pay, PhonePe, Paytm, BHIM, CRED, Amazon Pay). The UPI Info API validates a specific VPA (e.g. rahul@okaxis) to verify that it is active and retrieve the verified bank account holder name.

Processing 50,000+ UPI Payout Validations?

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