Vehicle Details PRO × Insurance

Vehicle Details PRO for Insurance Underwriting & Claims

Verify vehicle ownership, check challan history, validate policy details and assess risk in real-time for motor and health insurance.

View API DetailsSee Pricing

~1.9s

Response Time

100%

Uptime

Available

Free Tier

The Problem

  • Manual vehicle RC verification delays policy issuance by 2-3 days
  • Fraudulent claims with mismatched vehicle ownership details cost insurers crores
  • No automated way to check pending challans or blacklist status at quote time
  • Difficulty verifying customer identity (PAN, address) during claims processing

The Solution

  • Instant RC verification at quote time — issue policies in minutes, not days
  • Detect ownership mismatches and potential fraud before binding coverage
  • Check challan history and vehicle fitness status for accurate risk pricing
  • Validate PAN and GSTIN for commercial vehicle fleet insurance

Quick Integration Example

Get started in minutes — here's a sample cURL request for the Vehicle Details PRO:

cURL
-string">"token-command">curl -X GET -string">"https://api.cstudio.sbs/v1/vehicle/details-pro?vehicle_number=MH12AB1234" \
  -H -string">"X-API-Key: YOUR_API_KEY" \
  -H -string">"Content-Type: application/json"
Sample Response JSON
{
  "success": true,
  "source": "cache",
  "data": {
    "regNo": "MH12AB1234",
    "vehicleClass": "M-Cycle/Scooter(2WN)",
    "chassis": "DDFBEH100XX",
    "engine": "DDMBEH100XX",
    "vehicleManufacturerName": "BAJAJ AUTO LTD",
    "model": "CALIBER",
    "vehicleColour": "BLUE",
    "type": "PETROL",
    "bodyType": "SOLO",
    "ownerCount": "2",
    "owner": "DEMO MOTOR DRIVING ACADEMY",
    "status": "RC CANCEL",
    "statusAsOn": "14-Jun-2026",
    "regAuthority": "PUNE, Maharashtra",
    "regDate": "12-Nov-1998",
    "vehicleManufacturingMonthYear": "11/1998",
    "rcExpiryDate": "11-Nov-2013",
    "vehicleTaxUpto": "31-Dec-2099",
    "vehicleInsuranceCompanyName": "IFFCO Tokio General Insurance Co. Ltd.",
    "vehicleInsuranceUpto": "08-Oct-2028",
    "vehicleInsurancePolicyNumber": "POL4816164",
    "rcFinancer": "On Cash",
    "vehicleCubicCapacity": "111",
    "unladenWeight": "115",
    "vehicleCategory": "2WN",
    "vehicleSeatCapacity": "2",
    "blacklistStatus": "NA",
    "isCommercial": false,
    "electricVehicle": false,
    "rtoCode": "MH12",
    "financed": false,
    "mmvResponse": [
      {
        "make_display_name": "BAJAJ",
        "model_display_name": "CALIBER",
        "variant_display_name": "CALIBER 115",
        "vehicle_type": "TWO_WHEELER",
        "cubic_capacity": "111",
        "fuelType": "PETROL",
        "seating_capacity": 2
      }
    ]
  }
}

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