UPI Info × Insurance

UPI Info for Insurance Underwriting & Claims

Verify vehicle ownership, check challan history, validate policy details and assess risk in real-time for motor and health insurance.

~973ms

Response Time

100%

Uptime

Available

Free Tier

The Problem

  • Manual vehicle RC verification delays policy issuance by 2-3 days
  • Fraudulent claims with mismatched vehicle ownership details cost insurers crores
  • No automated way to check pending challans or blacklist status at quote time
  • Difficulty verifying customer identity (PAN, address) during claims processing

The Solution

  • Instant RC verification at quote time — issue policies in minutes, not days
  • Detect ownership mismatches and potential fraud before binding coverage
  • Check challan history and vehicle fitness status for accurate risk pricing
  • Validate PAN and GSTIN for commercial vehicle fleet insurance

Quick Integration Example

Get started in minutes — here's a sample cURL request for the UPI Info:

cURL
-string">"token-command">curl -X GET -string">"https://api.cstudio.sbs/v1/upi/verify?upi_id=rahul.s@okhdfcbank" \
  -H -string">"X-API-Key: YOUR_API_KEY" \
  -H -string">"Content-Type: application/json"
Sample Response JSON
{
  "status": "success",
  "request_id": "req_5b3e8d1a",
  "data": {
    "upi_id": "rahul.s@okhdfcbank",
    "is_valid": true,
    "account_holder_name": "RAHUL SHARMA",
    "bank": "HDFC Bank",
    "ifsc": "HDFC0001234",
    "vpa_status": "ACTIVE"
  },
  "response_time_ms": 973
}

Ready to integrate UPI Info?

Start with a free API key — no credit card required.

Get Free API Key