RTO Vehicle Details × Fintech & KYC

RTO Vehicle Details for Fintech & KYC Automation

Automate customer onboarding, KYC verification, and compliance checks for lending, payments, and digital banking platforms.

~1.2s

Response Time

78%

Uptime

Available

Free Tier

The Problem

  • Manual KYC processes cause 60%+ drop-offs during onboarding
  • Regulatory compliance requires real-time verification of PAN, GSTIN, bank details and vehicle assets
  • Failed UPI payouts and incorrect beneficiary details cost fintechs crores annually
  • Loan underwriting requires instant vehicle and asset verification

The Solution

  • Reduce KYC onboarding time from days to seconds
  • Automate PAN-GSTIN cross-verification for merchant onboarding
  • Validate UPI handles before disbursing payouts — zero failed transfers
  • Real-time vehicle asset verification for secured lending decisions

Quick Integration Example

Get started in minutes — here's a sample cURL request for the RTO Vehicle Details:

cURL
-string">"token-command">curl -X GET -string">"https://api.cstudio.sbs/v1/rto/vehicle-details?vehicle_number=MH01AB1234" \
  -H -string">"X-API-Key: YOUR_API_KEY" \
  -H -string">"Content-Type: application/json"
Sample Response JSON
{
  "author": "cStudio",
  "contact": "https://wa.me/message/OFW3YTE333WOA1",
  "asset_number": "MH01AB1234",
  "asset_type": "vehicle",
  "registration_year": "2007",
  "registration_month": "4",
  "make_model": "Honda Activa",
  "vehicle_type": "TWO_WHEELER",
  "make_name": "Honda",
  "fuel_type": "PETROL",
  "engine_number": "JF08E8700XX",
  "owner_name": "AMIT KUMAR",
  "chassis_number": "ME4JF082D7800XX",
  "previous_insurer": "future-generali",
  "vehicle_color": "GREY",
  "previous_policy_expiry_date": "05-Sep-2027",
  "is_commercial": false,
  "vehicle_type_processed": "2WN",
  "permanent_address": "Flat 402, Royal Residency, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra 400013",
  "present_address": "Flat 402, Royal Residency, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra 400013",
  "registration_date": "18-Apr-2007",
  "registration_address": "MUMBAI (CENTRAL), Maharashtra",
  "model_name": "Activa",
  "make_name2": "HONDA MOTORCYCLE AND SCOOTER INDIA (P) LTD",
  "previous_policy_expired": false,
  "source": "VMS"
}

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