Advanced PAN Verification × Insurance

Advanced PAN Verification for Insurance Underwriting & Claims

Verify vehicle ownership, check challan history, validate policy details and assess risk in real-time for motor and health insurance.

View API DetailsSee Pricing

0.387s sample

Sample timing

JSON

Response format

₹1,500/mo

Starting at

The Problem

  • Manual vehicle RC verification delays policy issuance by 2-3 days
  • Fraudulent claims with mismatched vehicle ownership details cost insurers crores
  • No automated way to check pending challans or blacklist status at quote time
  • Difficulty verifying customer identity (PAN, address) during claims processing

The Solution

  • Instant RC verification at quote time — issue policies in minutes, not days
  • Detect ownership mismatches and potential fraud before binding coverage
  • Check challan history and vehicle fitness status for accurate risk pricing
  • Validate PAN and GSTIN for commercial vehicle fleet insurance

Quick Integration Example

Get started in minutes — here's a sample cURL request for the Advanced PAN Verification:

Illustrative request only. Confirm your production endpoint, method and authentication during onboarding. The JSON response uses fictional data; sample timing is not an SLA.

cURL
curl -X GET "https://api.cstudio.sbs/v1/pan/verify?pan=ABCPD1234E" \
  -H "X-API-Key: YOUR_API_KEY" \
  -H "Content-Type: application/json"
Sample Response JSON
{
  "result": {
    "name": "AARAV DESAI",
    "dob": "1992-08-15T00:00:00.000Z",
    "gender": "Male",
    "pan": "ABCPD1234E",
    "maskedAadhar": "XXXXXXXX4821",
    "panType": "Person",
    "panLinkedPhone": "98XXXXXX42",
    "panLinkedEmail": "aa***@example.com",
    "verificationStatus": 1,
    "business_address": "",
    "address": "42, Maple Residency, Baner, Pune, Maharashtra, 411045",
    "locality": "Baner",
    "city": "PUNE",
    "postal_code": "411045",
    "state": "Maharashtra",
    "state_code": "MH",
    "country": "India",
    "addressUpdatedFrom": 1,
    "activeStatus": 1
  },
  "status": "success",
  "statusCode": 200,
  "meta": {
    "lookupSecs": "0.387secs"
  }
}

Other APIs for Insurance

Automotive Vehicle Database & Specs

82 car brand logos CDN, 1,420 models, 12,908 technical specs & autocomplete search.

Motorcycles, Scooters & EV 2-Wheelers

59 bike brand logos CDN, 1,503 models, 1,338 hosted photos & EV 2-wheeler filters.

Vehicle RC to Mobile Number

Lookup registered vehicle owner contact and mobile number from RC.

Ready to integrate Advanced PAN Verification?

Start with a free API key — no credit card required.

Get Free API Key