Why validate IFSC codes in a payment system?

Validating IFSC before initiating NEFT/RTGS payouts prevents failed transfers, reduces reconciliation overhead and catches typos at entry time.

How fresh is the IFSC data?

The dataset is synced with RBI's official IFSC directory, covering 170,000+ bank branches, including merged and re-mapped bank codes.

FinanceOperational

IFSC Info API

Retrieve Indian bank branch information, payment capabilities, and routing details from an IFSC code.

~1.9s
Avg Response: 100%
Uptime: 99.9
Reliability Score

Try It Live

Live API PlaygroundSandbox

GET https://api.cstudio.sbs/v1/ifsc/info?ifsc=SBIN0000001

Sandbox mode returns sample data. Get a free API key for live responses.

Key Features

Bank & branch details
MICR code
RTGS/NEFT/IMPS/UPI support
SWIFT & ISO3166

Endpoint

GET https://api.cstudio.sbs/v1/ifsc/info

Code Examples

cURL example

-string">"token-command">curl -X GET -string">"https://api.cstudio.sbs/v1/ifsc/info?ifsc=SBIN0000001" \
  -H -string">"X-API-Key: YOUR_API_KEY" \
  -H -string">"Content-Type: application/json"

Sample Response

Sample Response JSON

{
  "ifsc": "SBIN0000001",
  "bank": "State Bank of India",
  "bank_code": "SBIN",
  "branch": "KOLKATA MAIN",
  "address": "SAMRIDDHI BHAWAN, 1 STRAND ROAD, KOLKATA 700 001",
  "city": "KOLKATA",
  "district": "KOLKATA",
  "state": "WEST BENGAL",
  "iso3166": "IN-WB",
  "micr": "700002021",
  "contact": "",
  "rtgs": true,
  "neft": true,
  "imps": true,
  "upi": true,
  "swift": null,
  "status": true
}

IFSC Info Pricing

Start with the free Basic plan — upgrade as you scale. To get an API key, message us on WhatsApp.

Basic

$0.00/mo

Requests: 10 / MonthHard Limit
Rate Limit: 1000 requests / hour

Start Free

Pro

$2.99/mo

Requests: 5,000 / Month
Rate Limit: Uncapped

Choose This Plan

Recommended

Ultra

$9.99/mo

Requests: 25,000 / Month
Rate Limit: Uncapped

Choose This Plan

Mega

$29.99/mo

Requests: 100,000 / Month
Rate Limit: Uncapped

Choose This Plan

Frequently Asked Questions

It returns the bank name, bank code, branch, full address, city, district, state, MICR code, contact number and supported payment modes — RTGS, NEFT, IMPS and UPI.

How to Integrate IFSC Info API

1
Get your cStudios API key.
2
Call GET /v1/ifsc/info?ifsc=HDFC0001234 with any 11-character Indian IFSC code.
3
Include the X-API-Key header in your HTTP request.
4
Get complete bank name, branch address, contact number, MICR code, and payment capabilities (NEFT, RTGS, IMPS, UPI).
5
Validate bank branches before processing penny drop verification or disbursement transfers.

IFSC Info API Use Cases

Payment Gateways & Payout Systems

Validate IFSC codes and payment routing support (NEFT, RTGS, IMPS) before initiating bank transfers to eliminate failed settlement fees.

Fintech & Merchant Onboarding

Auto-populate bank name and branch location during bank account verification, ensuring compliance with RBI master directions.

Payroll & Salary Disbursal

Verify employee bank details, handle post-merger IFSC updates (e.g. Syndicate to Canara, Allahabad to Indian Bank) automatically.

About IFSC Info API

The IFSC Info API by cStudios provides instant Indian Financial System Code (IFSC) validation and bank branch intelligence. Updated continuously with RBI circulars and bank mergers, it returns branch addresses, MICR codes, SWIFT codes, and electronic payment capabilities (IMPS, NEFT, RTGS, UPI) with zero downtime.